September 02, 2025

July 2025 Housing Market Update: Loudoun County, VA 🏡

The Loudoun County housing market is showing signs of balance as we move deeper into 2025. For the past few years, buyers and sellers have wrestled with low inventory, high interest rates, and fierce competition. But July’s numbers tell a slightly different story—one where more homes are coming to market, rates are trending downward, and opportunities are opening up for buyers who’ve been waiting on the sidelines.

Let’s break it all down.

📈 Key Market Highlights for July 2025

Closed Sales: 515 homes (+2.6% YoY)
New Listings: 501 homes (+4.4% YoY)
Active Listings: 800 homes (+50.1% YoY)
Median Sold Price: $757,000 (+1.4% YoY)
Median Days on Market: 13 days (+85.7% YoY)
Months of Supply: 1.85 months (+37% YoY)
New Pending Sales: 487 homes (+5.2% YoY)
Showings: 8,692 (+17.2% YoY)

More Homes for Buyers to Choose From

One of the most notable shifts this summer is the surge in active listings. With 800 homes on the market in July, Loudoun saw a 50% increase compared to last year. That’s a massive jump, and it signals that sellers are feeling more confident about listing their homes. For buyers, this means greater choice and a better chance of finding the right fit without the intense bidding wars that dominated the market in 2021–2023.

New listings are also up slightly at +4.4%, showing that fresh inventory continues to come online. This is especially important in Loudoun, where demand has consistently outpaced supply for years.

Prices Hold Steady Amid More Inventory

The median sold price ticked up modestly to $757,000, a 1.4% increase year-over-year. While not the double-digit growth we’ve seen in past frenzies, this steady appreciation shows that Loudoun remains a strong market, even as more inventory hits.

For sellers, this means your home is still likely to hold its value—and in many cases, gain value—especially if it’s well-prepared and priced strategically. For buyers, it means you don’t have to worry about a major price correction, but you do have more leverage than you’ve had in recent memory.

Homes Sitting Longer on the Market

The most eye-catching stat? Median days on market jumped to 13 days, up 85.7% from last year. While two weeks on the market is still relatively quick, it’s a sign of a market cooling from its red-hot peak. Homes are no longer being snapped up in a weekend, and buyers have a bit more breathing room to make decisions.

This doesn’t mean homes aren’t selling—they are. In fact, closed sales were up 2.6%, and pending sales climbed 5.2%. But buyers are taking a little more time, and sellers need to ensure their pricing and presentation are on point.

Interest Rates Add Another Layer

On the financing side, July brought encouraging news. 30-year fixed rates averaged around 6.41%, trending downward after hovering higher earlier this year. Most experts predict rates will remain in the 6’s throughout 2025 and possibly dip into the high 5’s by 2026.

Why does this matter? Because as rates ease, buyer demand will likely surge again. Right now, buyers who act before rates drop further could find themselves in the sweet spot: more inventory, less competition, and still-competitive rates.

What This Means for Buyers

If you’ve been waiting for more options, this is your moment. With inventory up 50% and homes taking longer to sell, buyers in Loudoun finally have some negotiating power. You may not see major price drops, but you can expect fewer bidding wars and better terms.

What This Means for Sellers

Don’t let the rising inventory scare you—homes are still selling, and prices are still rising, albeit modestly. But the market is shifting. Gone are the days of underpricing and expecting 10 offers over asking. Today, success comes down to:

Strategic pricing
Strong marketing (professional photos, video, and social media)
Smart presentation (staging, repairs, and updates where needed)

Final Take

July 2025 is shaping up to be a turning point in Loudoun County real estate. With inventory at its highest in years, prices steady, and interest rates softening, we’re looking at a more balanced market than we’ve had in a long time.

Whether you’re buying, selling, or just curious about where things stand, now’s the time to pay attention—because the decisions you make in the next few months could set the tone for your financial future.

📊 Graphic: July 2025 Housing Market Report – Loudoun County, VA

👉 Want a personalized market analysis of your neighborhood? Reach out—we’ll help you understand what these numbers mean for your home.